SHARE ACCOUNT RATES
(effective 1/1/2016)

   

LOAN RATES
(effictive 1/1/2016)

 
  APY 1     APR 2
SHARE ACCOUNTS   0.75 %   SIGNATURE LOANS 3  10.00 %  (up to 36 mo.)

(min balance for dividends $200)

     SIGNATURE LOANS 4 12.00 %  (37 TO 60 mo.)
SHARE ACCOUNT PLUS  1.00%        ( new rates require a minimum advance of  $ 1000 )

(min balance at least $ 50,000.00 )

  SHARE SECURED 5  3.00 %  (up to 36 mo.)
VACATION / HOLIDAY CLUB   0.75 %   NEW  CAR 6  6.00 % 16-17 (60 mo.)

( min balance for dividend $ 50 )

    USED CAR 7,8,9  7.50 % 14-15 (48 mo.)
SHARE DRAFT ACCOUNTS      .25 %       8.00 % 14-15 (60 mo.)

(dividends MONTHLY - bal over $ 1,500)

         8.50 % 12-13  (48 mo.)
1 YR TIME CERTIFICATES (CD's)
SHARE AND IRA
  1.26 %   CO-MAKER LOAN 10  14.00 % (up to 36 mo.)

(dividends compound quarterly) a penalty may be imposed for early withdrawals

           ( $ 30,000 loan and under that require a co-signer )
3 YR TIME CERTIFICATES (CD's)
SHARE AND IRA
  1.76%    HOME EQUITY LOAN   5.50 % (5-10-15 yr terms )

(dividends compound quarterly) a penalty may be imposed for early withdrawals

 

    

*** IF SOMEONE NEEDS A CO-SIGNER THEY CANNOT BE A CO-SIGNER FOR ANOTHER MEMBER***

1.  APY = Annual Percentage Yield, fees and withdrawals could reduce the earnings on accounts.

2. APR = Annual Percentage Rate.

 

3. ( 36 mo. 32.28 @ $1,000 )              7. ( 48 mo. 24.18 @ $1,000 )

4. ( 60 mo. 22.25 @ $1,000 )              8. ( 60 mo. 20.28 @ $1,000 )

5. ( 36 mo. 30.42 @ $1,000 )              9. ( 48 mo. 24.65 @ $1,000 )

6. ( 60 mo. 19.34 @ $1,000 )            10. ( 36 mo. 34.18 @ $1,000 )

 

*** Triboro Postal Federal Credit Union is an EQUAL OPPORTUNITY LENDER ***

         ALL RATES SUBJECT TO CHANGE - ALL PAYMENT EXAMPLES ARE ESTIMATED         

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